Why Choose Us?
Streamlined Digital Process
Complete your application in minutes and receive a decision without ever stepping into an office.
Trusted Support
Our expert support team is available around the clock to answer questions and optimize your loan experience.
Designed for Professionals
Exclusive lending solutions tailored for individuals with strong credit and financial discipline.
Transparent & Secure
We believe trust is built on clarity. That’s why our lending process is simple, transparent, and fully secure.
How Our Installment Loans Can Help You
Frequently Asked Questions
An installment loan is a type of loan that you repay in regular, fixed payments over a set period of time. With DRCash, you can borrow up to $25,000 and pay it back through predictable monthly installments, making it easier to budget and plan ahead.
You can borrow upto $25000 without any co-signer.
You will need to provide the following: –
- Latest 2 months bank statement
- Pre-authorized debit form
- Valid government-issued ID
- Latest pay stub
Repayment terms vary depending on the loan amount. We offer flexible options to find a plan that fits your budget, with clear timelines for each installment.
Yes, you can pay off your loan early without penalties. Just let us know, and we’ll provide you with a payoff amount and further instructions.
Take the First Step Towards Smarter Borrowing.
Installment Loan Disclosures
The annual percentage rate (APR) will be between 34.56% and 34.95%, depending on loan amount and payment frequency. Installment loan repayment terms range from 6 to 60 months. For example, a $2,500 loan paid in 24 monthly installments is $146.23 per month based on a 34.95% APR, with a total cost of borrowing of $1,009.53 and a total repayable amount of $3,509.53. Eligibility is based upon income and other qualification requirements, including a credit check. All loans are subject to credit approval. DrCash (Aka: Xcash Financial Services Inc.) does not offer loans requiring repayment in full in fewer than 61 days. Ask a DrCash Sales Associate for details.
*Please Note: Installment loans are offered to applicants with a credit score of 650 or above.