✦ Installment loans for Canadians

Borrow up to $25,000, on your terms

Flexible installment loans built for professionals with established credit. Apply online in minutes, choose a term from 6 to 60 months, and repay early anytime with no penalties.

βœ“ 100% online βœ“ 24/7 support βœ“ No prepayment fees

Estimate your payments

Adjust the sliders to see your estimated monthly payment.

$5,000
24 months
Estimated monthly payment
$0 /month
Total repayable $0
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Estimate based on a representative APR of 34.90%. Your actual rate (34.56% to 34.95% APR) and payment depend on credit approval. This is not an offer of credit.

πŸ”’ Bank-level encryption πŸ‡¨πŸ‡¦ Proudly Canadian ⚑ Fast digital process πŸ’¬ 24/7 expert support
Simple by design

Get funded in three easy steps

No branches, no paperwork marathons. Our fully digital process gets you from application to funding quickly and securely.

1

Apply online

Complete your application in minutes from any device. Tell us how much you need and pick the term that fits your budget, from 6 to 60 months.

2

Get a fast decision

Our team reviews your application quickly and transparently. Designed for professionals with an established credit history (650+ credit score).

3

Receive your funds

Once approved, your money is deposited directly to your bank account. Repay in predictable monthly installments, or pay it off early with no penalty.

One loan, endless possibilities

What will you use your loan for?

Life doesn't wait, and neither should you. DrCash installment loans give you the flexibility to fund what matters most.

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Home renovations

Upgrade your kitchen, finish the basement, or boost your home's value.

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Major purchases

Furniture, appliances, electronics. Get what you need today.

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Education & career

Invest in courses, certifications, and professional development.

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Travel

That dream trip or family reunion doesn't have to wait.

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Investments

Seize time-sensitive opportunities when they arise.

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Business opportunities

Fund equipment, inventory, or your next big move.

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Life events

Weddings, new arrivals, milestones. Celebrate without compromise.

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Health emergencies

Cover unexpected medical or dental expenses with confidence.

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Healthy borrowing

A loan that's good for your budget

Installment loans are the most predictable way to borrow. You always know your payment, your rate, and your payoff date. Nothing changes along the way.

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    One fixed payment, every month

    Your payment is set on day one and never changes, so budgeting stays simple from your first installment to your last.

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    A clear finish line

    Unlike credit cards that can revolve forever, your loan has a defined end date. Choose 6 to 60 months and you're done.

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    Build positive credit history

    On-time installment payments can strengthen your credit profile over the life of the loan.

Why DrCash

Lending that treats you like a professional

We built DrCash for Canadians with strong credit who deserve better than payday-loan pricing and big-bank wait times.

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    Transparent pricing

    One clear APR range, disclosed up front. No hidden fees, no surprises at signing.

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    No early repayment penalties

    Pay your loan off ahead of schedule anytime and save on interest at no extra cost.

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    Secure & private

    Your data is protected with bank-level encryption throughout the entire process.

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    Real human support, 24/7

    Our expert team is available around the clock at info@drcash.ca.

Loan details at a glance

Loan amounts$500 to $25,000
Terms6 to 60 months
APR34.56% to 34.95%
Minimum credit score650+
Early repaymentFree, anytime
Application100% online
Representative example: a $2,500 loan repaid in 24 monthly installments of $146.23 has a total repayable amount of $3,509.53. All loans subject to credit approval.
$25K
Maximum loan amount
60
Months maximum term
24/7
Expert support
$0
Early repayment fees
Trusted by professionals

What our clients say

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"The whole process took less time than my lunch break. Clear terms, fair rate, and the money was in my account fast. Exactly what borrowing should feel like."

MT
Marc T.
Engineer Β· MontrΓ©al, QC
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"I used DrCash to finance our kitchen renovation. Being able to pay it off early without a penalty saved us hundreds in interest. Highly recommend."

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Sarah L.
Pharmacist Β· Toronto, ON
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"Support answered my questions at 11pm on a Sunday. Everything was transparent from the first click to the final payment. A genuinely professional lender."

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David R.
Consultant Β· Vancouver, BC
Your data, protected

Security you can trust with your finances

Applying for a loan means sharing sensitive information. We treat that responsibility the way a doctor treats patient confidentiality.

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    Bank-level encryption

    Every page of your application is protected with 256-bit TLS encryption, the same standard used by major financial institutions.

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    We never sell your data

    Your personal information is used to process your application and is never sold or shared with marketers.

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    Responsible lending checks

    We review every application against your ability to repay comfortably, because a loan should help your finances, not hurt them.

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Good to know

Frequently asked questions

How much can I borrow with DrCash? οΌ‹
You can apply for an installment loan of up to $25,000, with repayment terms ranging from 6 to 60 months. Choose the combination that best fits your monthly budget.
What are the eligibility requirements? οΌ‹
DrCash is designed for Canadian residents with an established credit history and a credit score of 650 or higher. You'll also need a valid bank account and a steady source of income. All loans are subject to credit approval.
What interest rate will I pay? οΌ‹
Our APR ranges from 34.56% to 34.95%. For example, a $2,500 loan repaid over 24 monthly installments of $146.23 has a total repayable amount of $3,509.53. Your exact rate is confirmed before you sign, so there are no surprises.
Can I pay off my loan early? οΌ‹
Absolutely, and we encourage it. There are no early repayment penalties, so paying your loan off ahead of schedule reduces the total interest you pay.

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Ready when you are

Apply in minutes, get a fast decision, and put your plans in motion today.

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